Business loans - At Qred Bank, we provide:

A fixed, monthly rate
No hidden fees
Same-day payout
No lock-in period: you can repay the loan at any time

How much would you like to borrow?

Get a free, non-binding quote

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We have the most satisfied customers

Qred helped me keep my head above water during a difficult period.. 

Café owner

Thanks to Qred, we could lease our company car and pay out salaries. 

Joakim & Erik

Qred returned after a day and came up with a loan proposal. It felt like a fair deal!

Restaurant owner
Apply in 1 minute
Simply and quickly fill out an application to receive a free, no-obligation quote for your €1000 to €200,000 business loan.
Receive a quick response
We will contact you within hours of your application to discuss the business loan.
Same day payment
You can sign our quote with itsme or Be-ID. We will transfer the business loan to you the same business day.

Would you like a personalized cost estimate for a business loan from Qred?
Then submit a free application so our team can make you a non-binding offer!

I want a free quote!

Investing, innovating, digitizing, working capital or new equipment: Qred supports every lending goal.

At Qred Bank, you are guaranteed a fast and flexible business loan.

Personal service

Our great customer team is always ready to help you with questions about your business loan.

Fixed fee

You pay a fixed amount each month, consisting of usage fees and repayment of the business loan.

No lock-in period

There is no lock-in period for our business loans. You can repay the loan in full at any time at no additional cost.

No hidden fees

There will be no hidden fees or surprises. Business loans should be fair and easy.

How we make business financing easy for you


You can quickly and easily apply for a business loan digitally.
The application is without obligation.


Sign the offer digitally and we will transfer the money on the same working day.


Applying for a business loan is completely free and without obligation!

We collaborate with

Qred Bank AB ("Qred") is a bank regulated by the Swedish Financial Supervisory Authority (Finansinspektionen).

Our clients sign agreements online via Signicat

Qred uses itsme for fast and secure authentication

Our customers securely share their financial data through Klarna

About Qred

Our history

Founded in 2015 by entrepreneurs for entrepreneurs, Qred is one of Europe's fastest-growing fintech companies, according to the Financial Times. Qred has shown profitable growth from the start and is the market leader in Scandinavia with the most satisfied customers in Belgium, according to Trustpilot.

With offices in Belgium, the Netherlands, Sweden, Finland, Denmark, Norway, Germany and Brazil, Qred has provided hundreds of thousands of loans to small businesses. Thanks to a fully automated and self-developed credit scoring system, Qred can quickly and competitively provide business owners with the support they need to grow.

Man som håller i ett stort Qred VISA

Frequently asked questions about business loans

How much does it cost?

With Qred, you pay a fixed price each month for your business loan, consisting of the loan's utility costs and amortisation. There are no hidden fees and you can repay the loan in full at any time, with no additional charges.

Who is eligible?

All Belgian entrepreneurs, in possession of a valid VAT number, active for at least 3 months and whose company management resides in Belgium, can apply for a business loan from Qred. Regardless of the size of the company or the indursty it operates in.

What can I use the loan for? 

No matter what your business needs funding for, Qred has got you covered! We support all business loan purposes from new equipment to working capital.

About Qred Bank

Qred was founded by entrepreneurs for entrepreneurs. With operations in Sweden, Finland, Denmark, the Netherlands, Norway, Brazil and Belgium, Qred has financed more than 100,000 businesses and created more than 40,000 jobs.

Visit About Qred to read more.

jobs created


We love all entrepreneurs! Get in touch and find out how Qred Bank can help your business!
09:00 - 17:00 (Mon-Fri)