We make an overall assessment of each application. The most important thing is that the company is able to meet future payments and that the amount borrowed is reasonable in relation to the size of the company. Unfortunately, we sometimes have to reject requests. One of the most common reasons is that the finances of a company or its representatives are not in order, so there are many debts to other bodies. However, individual arrears are not absolute no-go's. We always try to look at the whole. Another reason is that the information provided is incorrect or insufficient, or that the company's ability to pay is uncertain or cannot be represented. Read more under Security.