Grow your business with Qred Bank

Apply for business financing up to €200,000

Quick and easy application process

Loan disbursed within 24 hours

No additional charges for early repayment

Your financing needs

How much do you want to borrow for your business?

€ 1.000

€ 200.000

Qred Bank processes your personal data in accordance with the AVG and our privacy policy.

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Not like traditional banks

Long waiting times, unrealistic credit requirements and lots of paperwork: as a small business owner, it sometimes seems almost impossible to arrange business financing. This is exactly why we created Qred Bank: especially for you, because every entrepreneur, small or large, deserves to be taken seriously!

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Simple application

You can submit an application online to Qred Bank within minutes. We will process it immediately and you will receive a response from our team within one business day.

Man with apron who is entrepreneur

Personal service

Got any questions? Feel free to ask them! Our team is always ready to help you make the right choice for your business. You can reach us by phone, email or chat.

Your current loan

386 000 kr

Salary
Suppliers
Rent
Other

No hidden fees

Clarity comes first! With our loans, there are no start-up or hidden fees, and you pay nothing extra for early repayment either. No surprises, just honest agreements.

Qred has helped more than 50,000 entrepreneurs

Find out why they chose Qred Bank:

Qred supports entrepreneurial dreams since 2015

Qred was founded in 2015 by entrepreneurs, for entrepreneurs. Since our founding, we have not been afraid to challenge traditional banking and do it our own way: faster and simpler. We now operate in seven countries and are the market leader in business financing in Scandinavia.

In 2020, we launched our services in Belgium and have already helped thousands of companies with flexible business loans. Our team understands the unique challenges and needs of entrepreneurs, and we are proud of our status as one of the top rated business lenders on Trustpilot.

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2015
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This way we guarantee a safe and smooth process: from application to money in your account

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Business financing up to €200,000 - tailored to your needs

Qred provides flexible financing for businesses of all sizes, from ambitious startups to established names. Our mission? To help entrepreneurs invest in their future. We believe that access to business financing should never be an obstacle to success!

Smilende ung kvinne med brunt hår som er selvstendig næringsdrivende med eget bakeri

Simple online application

Paid out within 24 hours

Fully repayable at any time at no additional cost

Have questions?

Jesper, our Country Manager Belgium, and his team answered the most frequently asked questions:

Is Qred an authorized bank in Belgium?

Qred's headquarters is based in Sweden. Qred is thus regulated as a bank by the Swedish financial supervisory authority Finansinspektionen. Finansinspektionen has an international cooperation agreement with the FSMA.

What does a business loan from Qred cost?

Qred does not use a standard rate, but evaluates each business loan application on an individual basis. Our team makes an overall credit assessment of whether a business owner is able to meet future payments, and we look at whether the amount borrowed is commensurate with the size and turnover of the business.

With Qred, you pay a fixed price each month for a business loan up to €200,000. This price consists of two parts: a fixed monthly fee for using the loan (user fee), plus a fixed monthly repayment on the outstanding loan amount (amortization). Add the two amounts together and you have your total monthly amount. The amount you pay in monthly user fees and amortization is calculated based on the loan amount, the loan term, a company's credit score and other factors.

Why a fixed price for a business loan?

We prefer a fixed monthly price, because this way you as an entrepreneur know exactly what will be debited each month. No complicated interest rates or a sudden increase in your monthly charges: just the same cost every month, clear and uncluttered. With Qred, the monthly amount remains the same throughout the term of the business loan (unless you apply for a loan increase in the interim and can borrow additional credit).

How do I contact Qred?

You can reach us by phone at 02 588 09 83 (Monday to Friday, from 09:00 to 17:00). You can also contact us by sending an e-mail to support@qred.be.