Every business needs help once in a while

As entrepreneurs, we know exactly how difficult working with large banks can be. This is precisely why we wanted to offer a more flexible, faster and simpler alternative for business financing.

Qred helped me keep my head above water during a difficult period

-Robert, Cafe owner

Qred sent me an attractive business loan offer the same day

-Kenny, Restaurant owner

Thanks to Qred, we were able to lease our company car and pay salaries

-Joakimand Erik, Contractors

jobs created


Qred was born in Stockholm with a mission to improve the banking experience of small businesses and put the needs of the customer first.


Qred expands into the Finnish market and opens offices in both Helsinki and Latvia.


Qred starts operating on the Danish market.


Qred is entering the Dutch market.


Qred introduces their invoicing service for the Swedish market - Qred Factoring. Qred also establishes operations in Brazil.


Qred is launched in Belgium and the Financial Times calls Qred the fastest growing company in Sweden.


Qred starts operating on the Norwegian market.

The Story Behind Qred

Once upon a time, there was an enthusiastic young entrepreneur. He dreamed of starting a business. It was completely new, unfamiliar and exciting territory. To begin with, he would at least have to have a bank account into which he could deposit his hard-earned capital. Proudly, the entrepreneur went to the nearest bank to proclaim that he would be opening an account for his business and that he wanted to deposit €10,000 into it right away.

With great enthusiasm, the entrepreneur was at the branch talking about his business plans, but the loyal banker suddenly asked why he had chosen to visit his bank. This the entrepreneur thought was a bit of an odd question, especially since the bank had been named "commercial bank of the year" in Sweden just the year before but anyway, the entrepreneur replied that he thought the bank could provide a good service for his business. After a 15-minute conversation, the entrepreneur was informed that the bank did not think his idea was well enough developed and that he could not be approved as a customer. That message felt like a bucket of ice water being thrown over him. How could that be possible! He didn't even want to borrow €10,000 but rather deposit it in the bank. Perhaps he was not an entrepreneur at all. Perhaps the bank teller was right.... Fortunately, he didn't give up and found another bank. Who understood much more about it....

Read more

You can count on us

Qred Bank AB ("Qred") is a payment institution regulated by the Swedish Financial Supervisory Authority. (Finansinspektionen)

Our clients sign agreements online via Signicat

Qred uses itsme for fast and secure authentication

Support for small businesses

About the team

Career opportunities

Qred is growing rapidly and we are constantly looking for new Qredsters.
Take a look at our vacancies:

More services


We love all entrepreneurs! Get in touch and find out how Qred Bank can help your business!
09:00 - 17:00 (Mon-Fri)