Every business needs help once in a while

As business owners, we’ve experienced the difficulties in working with the big banks. That's why we set out to offer convenient and flexible financing for small businesses.

Qred helped me to keep my head above water during a difficult period

-Robert, Cafe owner

Qred sent me an attractive offer for a business loan the same day

-Kenny, Restaurant Owner

Thanks to Qred, we were able to lease our company car and pay salaries

-Joakimand Erik, Contractors

jobs created


Qred was born in Stockholm with a mission to improve the banking experience of small businesses and put the needs of the customer first.


Qred expands into the Finnish market and opens offices in both Helsinki and Latvia.


Qred opens the gates to the Danish market.


Qred is entering the Dutch market.


Qred introduces their invoicing service for the Swedish market - Qred Factoring. Qred also establishes operations in Brazil.


Qred is launched in Belgium and the Financial Times calls Qred the fastest growing company in Sweden.


Qred opens the gates to the Norwegian market.

The Story Behind Qred

Once upon a time, there was an enthusiastic young entrepreneur. He dreamed of starting a business. It was completely new, unknown and exciting territory. To begin with, he would have to have a bank account where he could deposit his hard-earned capital. The entrepreneur proudly went to the nearest bank to announce that he was going to open an account for his business and that he wanted to deposit €10,000 into it right away.

With great enthusiasm, the entrepreneur was telling the branch about his business plans, but the loyal banker suddenly asked why he had chosen to visit his bank. The entrepreneur found this a bit of a strange question, especially since the bank had been named "commercial bank of the year" in Sweden the year before, but anyway, the entrepreneur replied that he thought the bank could provide a good service for his business. After a 15-minute conversation, the entrepreneur was informed that the bank did not think his idea was good enough and that he could not be approved as a customer. That message felt as if a bucket of ice water had been thrown over him. How could that be possible? He didn't even want to borrow €10,000; he wanted to deposit it in the bank. Maybe he was not an entrepreneur at all. Maybe the bank teller was right... Fortunately, he did not give up and found another bank. One that understood a lot more...

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You can count on us

Qred AB ("Qred") is a payment institution regulated by the Swedish Financial Supervisory Authority. (Finansinspektionen)

Our clients sign agreements online via Signicat

Qred uses itsme for fast and secure authentication

Small Business Support

About the team

Career opportunities

Qred is growing rapidly and we are constantly looking for new Qredsters.
Take a look at our vacancies:

More services


We love all entrepreneurs! Get in touch and find out how Qred can help your business!
09:00 - 17:00 (Mon-Fri)

🇸🇪 Sverige
🇳🇱 Nederland
🇫🇮 Suomi
🇩🇰 Danmark
🇳🇴 Norge
🇧🇷 Brazil