Our customers rate us a 4.6 on Trustpilot! Customer satisfaction is our priority, which is why our team always tries to work with you to find the best solution for your business. We are happy to help you invest in the future, because when you do it right, we do something right!
Qred makes business financing simple. We don't believe in hassle and prefer to keep it simple. That's exactly why we don't work with variable interest rates, instead opting for a fixed monthly price (user fees + repayment). That way you know exactly what the loan will cost each term, with no surprises.
Our flexible business loans have a loan term of 6 to 18 months, but no binding term. This means that you can repay the loan at any time completely penalty-free. Thus, you only pay during the period you actually need the loan and, for example, in case of extra cash flow, you can choose to repay the loan earlier.
Do you agree to our business loan offer and sign before 5 p.m. (on business days)? Then we will transfer the money from the business loan to you the same day. In most situations, our customers have the loan in their business bank account within 24 hours . This way, thanks to Qred, you can quickly invest in the future of your agricultural business.
At Qred, we don't work with standard rates because no two businesses are exactly alike. That's why every business loan application we approve receives a personalized offer. This offer includes a fixed monthly price that consists of two components: user fees (interest) and repayment (amortization). This price is the same amount every term, so you know in advance exactly what you will spend each month on the loan. Are you taking advantage of a special offer, for example 3 months grace-free credit? Then you can get extra benefit on the first installments of the loan, but this is always factored into our offer.
Qred is the new form of borrowing money. All Belgian companies can now apply for loans of up to €100,000 without having to go to the bank. Normally you will receive notification of the application within a few hours. Can we offer you an offer and do you agree? Then we will transfer the money the same business day. At Qred you can repay the business loan at any time free of charge and penalty-free. Qred is originally a Swedish company, but now operates in 7 markets. Our goal is to make business loans simple, straightforward and accessible. No complicated processes or weeks of waiting, but targeted service and fast disbursement of business loans: that is Qred.
Normally, the business loan is transferred the same day (provided the loan application is approved and signed before 5 p.m.). Depending on, for example, vacations and differences between banks, the loan may be available in your business bank account as early as the next business day
All agricultural businesses can apply for a business loan from Qred, regardless of the size of the business or its specific operations. All you need is a valid VAT number for a registered business in operation.