Will my application be automatically approved?

No, your application is not automatically approved. Our team evaluates each application individually.

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Based on the credit assessment, we are sometimes forced to reject an application for a business loan of €1000 to €200,000. One of the most common reasons is that the creditworthiness of a company or representatives is not sufficient, for example, because there are already debts with other agencies. That said, individual payment arrears are not always grounds for an immediate rejection. Qred always looks at the whole and thinks with the customer about the options. Another reason for rejection is that the information provided is incorrect or insufficient, or that the company's ability to pay is uncertain or cannot be represented.