Business loans with payouts within 24 hours
A business loan up to €500,000 for any business, regardless of sector or size. We are here for you!
Simple application process
Paid out within 24 hours
No additional charges for early repayment
A business loan that fits your ambitions
Voici quelques exemples montrant comment un prêt de Qred Bank peut vous aider à atteindre vos objectifs :
Business loan for projects
With a bridge loan, you can easily cover material costs or hire the best professionals so your projects can go ahead without hassle.
Investment credit
Take your business to the next level by investing in new equipment, machinery or software. Everyone could use an update once in a while!
Loan for unexpected expenses
It happens to everyone! Catch incidental expenses such as repairs, tax bills or an unforeseen shortfall in your budget.
<span>"Grâce à Qred, nous avons pu louer notre voiture d'entreprise et payer les salaires. "
</span>
Joakim & Erik
Entreprise de bâtiment et de construction
It has never been easier to apply for a business loan!
Business loans complicated? Not at Qred Bank!
Qred rend le financement des entreprises simple et accessible, sans procédures interminables ni montagnes de paperasse. Pas de souci, car en tant qu'entrepreneur, vous avez déjà assez à gérer au quotidien. Voici comment nous procédons différemment :
No lock-in period
We understand how important flexibility is for entrepreneurs. That's why Qred offers the ability to repay the loan in full at any time with no additional fees. You decide how long you use the loan, not us.
Fixed monthly cost
Call us boring, but we don't like surprises. That's why our loans have fixed monthly fees. No unpredictability, just the same fixed price every month. Simple and clear.
Paid directly
Entrepreneurs don't have time to stand still. That's why we disburse our business loans within 24 hours. You deserve a loan that keeps you moving, so we've simplified our process so you can move even faster.
Qred supports entrepreneurial dreams since 2015
Qred was founded in 2015 by entrepreneurs, for entrepreneurs. Since our founding, we have not been afraid to challenge traditional banking and do it our own way: faster and simpler. We now operate in seven countries and are the market leader in business financing in Scandinavia.
In 2020, we launched our services in Belgium and have already helped thousands of companies with flexible business loans. Our team understands the unique challenges and needs of entrepreneurs, and we are proud of our status as one of the top rated business lenders on Trustpilot.
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2015
establishment of Qred
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50
entrepreneurs supported
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7
markets
This way we guarantee a safe and smooth process: from application to money in your account
Signicat
Our customers can agree to an offer online through Signicat
itsme
Qred uses itsme as verification method for entrepreneurs
Klarna
Our customers securely share their financial data through Klarna
Have questions?
Jesper, our Country Manager Belgium, and his team have answered the most frequently asked questions here:
What does a business loan from Qred cost?
Qred does not use a standard rate, but evaluates each business loan application on an individual basis. Our team makes an overall credit assessment of whether a business owner is able to meet future payments, and we look at whether the amount borrowed is commensurate with the size and turnover of the business.
With Qred, you pay a fixed price each month for a business loan up to €500,000. This price consists of two parts: a fixed monthly fee for using the loan (user fee), plus a fixed monthly repayment on the outstanding loan amount (amortization). Add the two amounts together and you have your total monthly amount. The amount you pay in monthly user fees and amortization is calculated based on the loan amount, the loan term, a company's credit score and other factors.
Why a fixed price for a business loan?
We prefer a fixed monthly price, because this way you as an entrepreneur know exactly what will be debited each month. No complicated interest rates or a sudden increase in your monthly charges: just the same cost every month, clear and uncluttered. With Qred, the monthly amount remains the same throughout the term of the business loan (unless you apply for a loan increase in the interim and can borrow additional credit).
When is the loan transferred?
Once you have signed your offer, we transfer the money to your account within one more hour. Depending on vacations and differences between banks, for example, the loan may be available in your account the same day or the next business day.
Who can apply for a loan?
All Belgian Sole Traders, BVs, NVs, VOFs and self-employed people can apply to us for a business loan of up to €500,000. We have only 3 requirements:
1. You must have a valid Belgian VAT number.
2. Your company has been operating for at least 3 months.
3. The management of the company is resident in Belgium.
It doesn't matter what industry your company operates in or how many employees it has. Qred evaluates each application individually based on an advanced credit assessment. What is important to us is that a good and healthy business concept is present and that there are good people behind the business.
Contact Qred Bank
We are here for you on all weekdays between 9 a.m. and 5 p.m.
