Your business loan is ready to go!

No set-up costs
No lock-in period
Same-day transfer of your loan

Qred at a glance

7200%
growth
100+
talents
6
markets
5000+
jobs created

Our reputation

If your company does well, we do well! That's our motto
Our goal is to strengthen your business. Qred has already helped more than 25,000 businesses and has been labeled by Financial Times as one of the fastest growing fintech companies in Europe.

Frequently asked questions

What does a business loan from Qred cost?

Qred does not use a standard rate, but evaluates each business loan application on an individual basis. Our team makes an overall credit assessment of whether a business owner is able to meet future payments, and we look at whether the amount borrowed is commensurate with the size and turnover of the business.

With Qred, you pay a fixed price each month for a business loan of €1000 to €200,000. This price consists of two parts: a fixed monthly fee for using the loan (user fee), plus a fixed monthly repayment on the outstanding loan amount (amortization). Add the two amounts together and you have your total monthly amount. The amount you pay in monthly user fees and amortization is calculated based on the loan amount, the loan term, a company's credit score and other factors.

Why a fixed price for a business loan?

We prefer a fixed monthly price, because this way you as a business owner know exactly what will be debited each month. As a result, you never have to worry about complicated interest rates or a sudden increase in your monthly charges. With Qred, the monthly amount remains the same throughout the term of your business loan (unless you apply for a loan increase in the interim and want to borrow additional credit).

How do I apply for a loan?

Applying for a business loan from €1000 to €100,000 through Qred is free, completely non-binding and takes only 1 minute!

Applying for a business loan in a few simple steps:

1. Click on "Get a free quote" on the home page
2. Enter the desired loan amount
3. Click on "Quick quote with itsme or Be-ID" and verify yourself
4. Complete the form and submit the request


Our team will process your business loan application immediately and get back to you as soon as possible to discuss your options. If the application is approved, you will receive a quote that can be signed digitally using the itsme app. Once the quote is signed, we will transfer the money to your account within one more hour.

What is Qred?

Qred is the expert in business loans and helps entrepreneurs grow thanks to fast, simple and flexible financing. Qred was founded in 2015 and has been active in Belgium since 2020. In total, Qred has already financed more than 40,000 entrepreneurs. Qred offers business loans from €1000 to as much as €200,000, with a term of up to 18 months.

How does applying for a loan with Qred work?
You can request a free, no-obligation quote on our website. Our team will process your request immediately and you will receive a response within a few hours. You will receive an offer and once it is signed, we will transfer the loan to you the same day.


You will pay a fixed amount each month, which can be found in your offer. This price consists of two parts: a fixed monthly fee for using the loan (user fee), plus a fixed monthly repayment on the outstanding loan amount (amortization). You can also repay the loan at no cost at any time (i.e., you only pay for the months you use the loan).

Who can apply for a loan?

All Belgian Sole Traders, BVs, NVs, VOFs and self-employed people can apply to us for a business loan of up to €200,000. We have only 3 requirements:

1. You must have a valid Belgian VAT number.
2. Your company has been operating for at least 3 months.
3. The management of the company is resident in Belgium.

It doesn't matter what industry your company operates in or how many employees it has. Qred evaluates each application individually based on an advanced credit assessment. What is important to us is that a good and healthy business concept is present and that there are good people behind the business.

Questions?

We love all entrepreneurs! Get in touch and find out how Qred can help your business!
09:00 - 17:00 (Mon-Fri)

Your business loan is ready to go!

No set-up costs
No lock-in period
Same-day transfer of your loan

Why Qred?

Hassle-free

Applying for a business loan is simple, straightforward and takes just a minute.

Free of charge

Requesting a quote for a business loan is completely free and without obligation.

Carefree

Sign our offer digitally and we will transfer the money the same business day.

We have the most satisfied customers!

Qred helped me keep my head above water during a difficult period.. 

Robert
Café owner

Thanks to Qred, we could lease our company car and pay out salaries. 

Joakim & Erik
Contractors

Qred sent me an attractive business loan offer the same day!

Kenny
Restaurant owner

How Qred helps you grow

How we help you grow

Quick financing for new equipment, inventory or other investments

Get your business loan

An extra bonus if you help us encourage other entrepreneurs

Become a partner of Qred

Support for small businesses

Contact Us

Frequently asked questions

What does a business loan from Qred cost?

Qred does not use a standard rate, but evaluates each business loan application on an individual basis. Our team makes an overall credit assessment of whether a business owner is able to meet future payments, and we look at whether the amount borrowed is commensurate with the size and turnover of the business.

With Qred, you pay a fixed price each month for a business loan of €1000 to €200,000. This price consists of two parts: a fixed monthly fee for using the loan (user fee), plus a fixed monthly repayment on the outstanding loan amount (amortization). Add the two amounts together and you have your total monthly amount. The amount you pay in monthly user fees and amortization is calculated based on the loan amount, the loan term, a company's credit score and other factors.

Why a fixed price for a business loan?

We prefer a fixed monthly price, because this way you as a business owner know exactly what will be debited each month. As a result, you never have to worry about complicated interest rates or a sudden increase in your monthly charges. With Qred, the monthly amount remains the same throughout the term of your business loan (unless you apply for a loan increase in the interim and want to borrow additional credit).

What is Qred?

Qred is the expert in business loans and helps entrepreneurs grow thanks to fast, simple and flexible financing. Qred was founded in 2015 and has been active in Belgium since 2020. In total, Qred has already financed more than 40,000 entrepreneurs. Qred offers business loans from €1000 to as much as €200,000, with a term of up to 18 months.

How does applying for a loan with Qred work?
You can request a free, no-obligation quote on our website. Our team will process your request immediately and you will receive a response within a few hours. You will receive an offer and once it is signed, we will transfer the loan to you the same day.


You will pay a fixed amount each month, which can be found in your offer. This price consists of two parts: a fixed monthly fee for using the loan (user fee), plus a fixed monthly repayment on the outstanding loan amount (amortization). You can also repay the loan at no cost at any time (i.e., you only pay for the months you use the loan).

Who can apply for a loan?

All Belgian Sole Traders, BVs, NVs, VOFs and self-employed people can apply to us for a business loan of up to €200,000. We have only 3 requirements:

1. You must have a valid Belgian VAT number.
2. Your company has been operating for at least 3 months.
3. The management of the company is resident in Belgium.

It doesn't matter what industry your company operates in or how many employees it has. Qred evaluates each application individually based on an advanced credit assessment. What is important to us is that a good and healthy business concept is present and that there are good people behind the business.

How do I apply for a loan?

Applying for a business loan from €1000 to €100,000 through Qred is free, completely non-binding and takes only 1 minute!

Applying for a business loan in a few simple steps:

1. Click on "Get a free quote" on the home page
2. Enter the desired loan amount
3. Click on "Quick quote with itsme or Be-ID" and verify yourself
4. Complete the form and submit the request


Our team will process your business loan application immediately and get back to you as soon as possible to discuss your options. If the application is approved, you will receive a quote that can be signed digitally using the itsme app. Once the quote is signed, we will transfer the money to your account within one more hour.

About Qred

Qred was founded by entrepreneurs for entrepreneurs. With operations in Sweden, Finland, Denmark, the Netherlands, Norway, Brazil and Belgium, Qred has financed more than 100,000 businesses and created more than 40,000 jobs.

Visit About Qred to read more.

7200%
growth
150+
talents
7
markets
5000+
jobs created

Questions?

We love all entrepreneurs! Get in touch and find out how Qred can help your business!
09:00 - 17:00 (Mon-Fri)