Business loans for entrepreneurs

Borrow up to €100 000, paid out the same day
No lock-in period
The 1st month free!

Extra benefit if you want to get to know Qred

Entrepreneurs who have found us through Unizo receive the first month completely free of charge: you receive our usage fee as a gift for the first month and only start repaying/paying the second month.

For all lending purposes and assets

You can use our business loan for all lending purposes and business assets: from new machinery and equipment to investing in marketing - we support all entrepreneurs!

Request a free quote

Requesting a business loan quote from Qred is always free and 100% non-binding. This allows you to discover, without obligation or cost, what the loan options are for your business.

We have the most satisfied customers!

Qred helped me keep my head above water during a difficult period.. 

Café owner

Thanks to Qred, we could lease our company car and pay out salaries. 

Joakim & Erik

Qred sent me an attractive business loan offer the same day!

Restaurant owner

Why entrepreneurs choose Qred financing

Customer satisfaction  

Our customers rate us a 4.6 on Trustpilot! Customer satisfaction is our priority, which is why our team always tries to work with you to find the best solution for your business. We are happy to help you invest in the future, because when you do it right, we do something right!

Business loans without hassle

Qred makes business financing simple. We don't believe in hassle and prefer to keep it simple. That's exactly why we don't work with variable interest rates, instead opting for a fixed monthly price (user fees + repayment). That way you know exactly what the loan will cost each term, with no surprises.

No lock-in period

Our flexible business loans have a loan term of 6 to 18 months, but no binding term. This means that you can repay the loan at any time completely penalty-free. Thus, you only pay during the period you actually need the loan and, for example, in case of extra cash flow, you can choose to repay the loan earlier.

Loans disbursed the same day

Do you agree to our business loan offer? Then we will transfer the money from the business loan to you the same day. In most situations, our customers have the loan in their business bank account within 24 hours . This way, thanks to Qred, you can quickly invest in the future of your business.

Frequently asked questions

How much does a business loan cost?

At Qred, we don't work with standard rates because no two businesses are exactly alike. That's why every business loan application we approve receives a personalized offer. This offer includes a fixed monthly price that consists of two components: user fees (interest) and repayment (amortization). This price is the same amount every term, so you know in advance exactly what you will spend each month on the loan. Are you taking advantage of a special offer, such as the first month of grace-free credit? Then you can get extra benefit on the first term of the loan, but this is always factored into our offer.

Who is Qred?

Qred Bank AB is the new form of borrowing money. All Belgian companies can now apply for loans of up to €100,000 without having to go to the bank. Normally you will receive notification of the application within a few hours. Can we offer you an offer and do you agree? Then we will transfer the money the same business day. At Qred you can repay the business loan at any time free of charge and penalty-free. Qred is originally a Swedish company, but now operates in 6 markets. Our goal is to make business loans simple, straightforward and accessible. No complicated processes or weeks of waiting, but targeted service and fast disbursement of business loans: that's Qred.

When will the loan be disbursed?

Once you have signed your offer, the business loan will be transferred the same day. Depending on, for example, vacations and differences between banks, the loan may be available in your business bank account the same or next business day

Who can apply?

All readers of Unizo Magazine can apply for a business loan from Qred, regardless of the size of the company or the specific activities. All we ask is that you have a valid VAT number for a registered company that has been operating for at least 3 months, and that the company management is resident in Belgium.


We love all entrepreneurs! Get in touch and find out how Qred can help your business!
09:00 - 17:00 (Mon-Fri)